Mountains ecosystem

Payday loans are a problem. Can a public bank be part of the solution?

When the coronavirus first posed a threat to the health and finances of Americans, Tiffany Moore of Forest Park first turned to an installment lender hoping for financial relief. The good news: She was approved for a $9,500 loan to compensate a tenant in her property who couldn’t pay rent. The bad news: an interest […]

Mountains ecosystem

Utah senator fights to protect payday loans

Students don’t just care about finals, but also how they will pay for the upcoming semester. Tuition for the winter semester is due on December 24, and students are rushing for cash just to pay it. Many parents advise against using payday loans, but a Utah senator is protecting them. Although it might come as […]

Mountains ecosystem

Best alternatives to payday loans to consider in times of crisis

Getting quick access to cash can be difficult at the best of times. It can be even more difficult when times are tough. If you’re short on cash, a payday loan might seem like the only option, but there’s rarely a good reason to get one. Even if it’s just a small amount of money […]

Mountains ecosystem

Payday loans without a credit check: Ipass explains the reality

Applying for a loan has never been easier. You can complete an application online or over the phone and receive your funds within 24 hours. So why would you need to submit a credit check? To find out if this is possible, we spoke with Orville L. Bennett about Ipass.net. “Lenders are more likely to […]

Mountains ecosystem

Online payday loans in Las Vegas

What is a personal loan? A payday loan is a large, short-term loan of money, usually $500 or less, to be repaid with the borrower’s next paycheck. Payday loans are usually given to people with bad credit or no credit and just require an income and a bank account. Financial experts advise avoiding payday loans, […]

Mountains ecosystem

How regulation could change payday loan interest in 2021

What Might Change in U.S. Payday Loans Online Policy in 2021 When you need credit, it’s easy to fall victim to predatory lending. Applying for payday loans online is one of the easiest solutions you can adopt when you need cash fast. It is an option available even to people with bad credit, so it […]

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What does “APR” mean on online payday loans and credit cards?

A life situation may prompt you to borrow funds to meet an urgent need. There are many sources you can borrow money from or compare loans from, even with bad credit, like READY NOW – and most, if not all, will be charged against the borrowed money. Online payday loans are no exception. Loan sharks […]

Mountains ecosystem

7 ways to get cash fast besides risky payday loans

EHStock/Getty Images/iStockphoto With the end of the COVID-19 restrictions, there are a whole bunch of people looking forward to doing a whole bunch of things that have been denied them for over a year. Unfortunately, even with the new relaunch, tight budgets aren’t exactly a rarity. Related: How To Make Money Fast: 19 Proven WaysRead […]

Mountains ecosystem

Can payday loans be made obsolete? With $15 million more, Clair wants to know – TechCrunch

The world seems to move faster every year, and yet, nothing seems slower than the speed at which paychecks are distributed. In the US, work done the day after a pay period will take two weeks just to process, with a check or direct deposit coming a week or two later. For the tens of […]